|
Personal
Checking Accounts
Online
Check Reorders
ATM/Debit Cards
Savings Accounts
Certificates of Deposit
IRA's
Personal Loans
Home Mortgages
Other Services
Personal Checking Accounts
| |
Simply
Free |
Regular |
Now |
Super
Now |
| Interest |
No |
No |
Yes |
Yes
(Higher than Now) |
| Check
Safekeeping |
Yes |
No |
No |
Yes |
| Minimum
Daily Balance |
None |
$200
if < age 62
$0 if >= age 62 |
$900
if < age 62
$200 if > age 62 |
$900
if < age 62
$200 if > age 62 |
Monthly
Service Fee
(if
below minimum
daily balance) |
None |
$4.95
Flat Fee
+
$0.20 per debit |
$6.95
Flat Fee
+
$0.20 per debit |
$6.95
Flat Fee |
| 1st
150 Checks Free |
Yes |
No |
No |
Yes |
| ATM/Debit
Card |
Free |
$1.00/month |
$1.00/month |
Free |
|
ATM/Debit Cards
Banking made easy! Use your debit card like a check without
the fuss. Make purchases from your checking account. SHAZAM
card is accepted all over the world, wherever they take Visa/Mastercard.
Need Cash? Use your card at ATM's nationwide: also at our
ATM located at Wagner's Foods in New Richland. Find a surcharge-free ATM location at www.shazam.net/atms. Look for Privileged Status terminals.
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Savings Accounts
Passbook Savings
- No
Minimum balance to open
-
No Minimum balance needs to be maintained
-
No service fees
-
Interest paid quarterly
Money Market Savings (MMS)
-
$2500 Minimum to open
- Multi-tiered rate structure
- No
Service Fees
- Statement
monthly
- Interest
Paid Monthly
- No
checks allowed
- Minimum
withdrawal $500
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Us Today] [Back to Top]
Certificates of Deposit
CD's are a great choice if you have time-specific savings
needs or
to diversify your overall investment risk.
Our CD's offer:
- a
wide range of terms, 3 months to 6 years
- competitive
interest rates
- FDIC
Insurance
- tiered
rates
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Us Today] [Back to Top]
IRA's
We offer the following types of Retirement plans
- Traditional
IRA
- Roth
IRA
- Simple
IRA
- Coverdell
Education Savings Accounts
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Us Today] [Back to Top]
Personal Loans
The State Bank of New Richland offers all types of consumer
loans. Installment and single pay loans are available for
new or used cars, boat, vacation or bill consolidation. We
have the products to meet your needs. We offer competitive
rates, flexible terms and service that can't be beat!
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Us Today] [Back to Top]
Home Mortgages
In House :
These loans are underwritten, funded and serviced right here
at the State Bank of New Richland. We offer competitive rates
and flexible terms on primary and seasonal dwellings as well
as bare lots. With our own underwriting we are able to offer
fast, convenient financing for most any situation, taking
into account your unique circumstances. These loans are kept
"in-house" and not sold.
Secondary Market :
A conventional loan sold through the Secondary Market with access to national mortgage rates. Whether it is your primary residence, second home or an investment property, you can refinance your existing mortgage, take advantage of debt consolidation or receive cash out for other purposes.
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Us Today] [Back to Top]
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